A homeowner had a premium of $6,693.90 financed at 22.2% APR, for a total annual payment of $7,031.87. With help from Palmetto Moon, the homeowner now has a premium of $5,585.14 financed at 12.26% with a total annual payment of $5,786.43. Without financing the homeowner will be saving $1,108.76 a year and with financing saving $1,245.44 a year.